When a person files chapter 7 or chapter 13 bankruptcy they are required to attend one hearing in person. This hearing is generally held 4-6 weeks after the bankruptcy case is filed. Although the hearing is called a “meeting of creditors”, it is fairly rare for creditors to appear at these hearings.
For each Washington bankruptcy case a person known as a “Trustee” is appointed to oversee the case. The Trustee is the one that conducts the meeting of creditors. Their job is to verify a debtor’s photo ID and social security number and ask questions of the debtor under oath to ensure that the bankruptcy paperwork that was filed is accurate to the best of the debtor’s knowledge.
One of our Vancouver Bankruptcy Attorneys will appear with you at the meeting of creditors and should be able to give you a good idea of what questions the trustee will ask so that you are fully prepared.